BetterLoans Blog

Payday loans, often referred to as cash advances or short-term loans, have become an integral part of South Africa’s financial landscape. Designed to provide quick

In today’s fast-paced world, financial emergencies can strike at any moment. For many, payday loans offer a quick solution. But what exactly are payday loans,

While there are many personal loans on offer, South African laws require lenders to conduct background checks before approving any loans. These generally include credit

Most loan application processes involve comprehensive financial background checks. Lenders will need to know your full credit history, employment details, and even spending habits before

Times are tough and budgets are tight. So what do you do when you’re suddenly hit with another expense? Starting from R100 to a maximum

Planning a wedding? Want to finish that renovation on your dream home? Or maybe you need to pay off medical bills? Personal loans are useful

Securing a personal loan can be a lengthy process, especially if you have a flawed credit history. So what can you do if you’re strapped

Getting a personal loan guarantor is one way to be eligible for a loan if you do not have a desirable credit score or do

Getting a personal loan application approved in South Africa does involve a number of factors, including your income, employment history and age. But your credit

Life happens, and sometimes that can mean being unable to fulfil all your financial commitments for the month. But failing to make payments on your

Big or small, every loan has an eligibility process that you will need to go through before getting approved. While this process may vary slightly

A personal loan broker helps borrowers through a personal loan application process – from understanding your requirements to disbursement of loans. Personal loan brokers can

In South Africa, credit bureaus play a pivotal role in financial matters. They collect, manage, and store credit information of consumers and businesses, which is

Having a good credit score is important for obtaining loans or credit cards and can also impact the terms or interest rates you’re offered. Improving

Credit scores play a crucial role in determining your financial future. Understanding it is the first step towards better financial management. But what are the

A personal credit check is a review of your credit history – the record of how you’ve managed credit and debt in the past. Lenders,

When you apply for a loan or a credit card, lenders typically review your creditworthiness to evaluate the risk you pose as a borrower. This

Lenders that easily approve loans are generally short-term lenders that are able to disburse a loan during the same business day. However, the loan maximum

If you need quick financial assistance, instant temporary loans can be an appealing option. They provide funds quickly, often on the same day of approval,

When navigating the financial landscape in South Africa, understanding credit and the factors that impact your credit rating is crucial. One common question many people

In the world of credit, personal loans and credit cards are two of the most prevalent forms of borrowing. They each offer distinct advantages and

Financial uncertainties sometimes throw us a curveball, and a short-term loan may be helpful during these times. Predominantly, short-term loans in South Africa are used

South Africans seek loans for various reasons – education, home improvement, medical emergencies, business investment, or even to consolidate existing debts. The purpose of a