Skip to content

Get loan offers

Lender reviews · South Africa

Lender reviews

Independent, plain-language reviews of South African lenders and debt-review services. Each review explains what a provider advertises, whether it is NCR-registered, and what to check before you apply — so you can decide with clear eyes, not marketing. We are a comparison and introducer service, not a lender, and we are not affiliated with the providers reviewed.

Personal-loan providers

Personal loans up to R350 000 from a major SA bank. NCRCP7

Unsecured personal loans up to R350 000. NCRCP7638

Longer-term personal loans up to R250 000. NCRCP4685

Simple personal loans up to R50 000. NCRCP13053

Personalised-rate loans up to R500 000. NCRCP13

Consolidation and personal loans by phone and online. NCRCP20

Digital personal loans up to R25 000. NCRCP8162

Pre-qualified personal loans up to R450 000. NCRCP20

Personal loans up to R400 000 over 6–84 months. NCRCP16

Personal loans from R2 000 to R250 000. NCRCP35

Personal loans and store-linked credit. NCRCP38

Personal loans from a trusted SA insurer. NCRCP272

Personal loans up to R300 000. NCRCP15

Fast personal loans, disbursed digitally. NCRCP4849

Loans and vehicle finance from a FirstRand division. NCRCP20

Short-term & payday lenders

Short-term credit is capped differently under the National Credit Act. Borrow only what you can repay on the due date.

Short-term loans with a quick online application. NCRCP5361

Instant short-term credit up to R8 000. NCRCP10591

Short-term loans up to R7 200 over 61–65 days. NCRCP7084

Letsatsi Finance

Short-term loans from R500 to R7 000. NCRCP895

Short-term online loans for new and repeat clients. NCRCP8077

Short-term cash loans applied for online. NCRCP6666

Short-term loans with flexible repayment dates. NCRCP14110

Short-term loans with a transparent cost breakdown. NCRCP12875

Debt-review & counselling services

These are registered debt counsellors, not lenders. Debt review can help if you are over-indebted, but you cannot take new credit while under it.

South Africa’s large debt-counselling service. NCRDC1801

Registered debt-review and counselling. NCRDC474

A registered debt counsellor — not a lender. NCRDC3143

Ready to compare loans?

One free comparison across NCR-registered lenders. No upfront fees, no obligation.

Disclosure: BetterLoans is free to use. When you complete an application through us, a lending partner pays us a commission for introducing you — you never pay us, and it never changes the rates you’re offered or the information we publish.

Free · no upfront fees

Compare loan offers